Choncé Maddox Rhea
Background
-Financial writer for 7+ years
-Paid off student loans in 3 years
-Bachelor’s degree in journalism
Bio and experience
Choncé is a personal finance freelance writer who enjoys writing about mortgages, student loans, and helping people achieve financial wellness.
Having a background in journalism, Choncé decided to dive deep into the world of content writing in 2013 after noticing many publications transitioning to digital formats. Considering herself a long-time personal finance enthusiast, Choncé’s work has been featured on sites like Business Insider, Lending Tree, Fox Business, RateGenius, and more.
When she’s not writing, she is getting outdoors with her family, trying out new recipes in the kitchen, or obsessing over the next Medieval drama show on Netflix.
Education
Choncé received a Bachelor’s degree in Journalism and Communications from Northern Illinois University.
Social Links
Twitter: //twitter.com/MyDebtEpiphany
Instagram: //www.instagram.com/mydebtepiphany/
LinkedIn: //www.linkedin.com/in/chonceamaddox/
Muckrack: //muckrack.com/chonce-maddox
Latest Articles
🧸 What to know about online auto loans
Online auto loans are a convenient and flexible fundinꦺg option.
Whatღ is peer-to-peer lending?
ಞ Peer-to-peer lending is an alternౠative to getting a personal loan from a bank or credit union.
🍸 What to know abou💧t mobile home financing
You havღe several options, but first consider t🐬he eligibility and credit score requirements of each.
8 tips to build cre🦩dit fast
Building your credit can be challenging, but there are several key ways to establish a h൲ealthy score.
What is a personal loan? 💜
A personal loan is money you borrow from a bank, credit uওnion, or o🍃nline lender that can be used for a range of purposes.
What to kno🔯w about 401(k) loans
A 401(k) loan 🔜can help you avoid costly loan fees, so𒊎 long as you repay it on time.
What to know🌳 about the Fair Debt Collection Practic𝐆es Act
The FDCPA protects consumers against deceptive and abusive practi🔯ces 🍃from debt collectors.
What are hards🗹hip loans?
A hardship loan ca🐽n help you in a time of financial need, but expect loan amounts to be limited and requir꧋ements to vary by lender.
W🃏hat are collateral l𒁃oans?
Collateral loans requi♐re you to use an asset to secure funding. These loans may be easier to qualify for, but a𝔍lso pose a greater risk.
🍒 𓂃 Where can I get a personal loan?
You have m𝔍any options🌌 when it comes to personal loans, but it’s important to comparison shop to find the best one for you.
4 moving loans to consider ꦬ
A moving loan is a personal loan you༺ can use to cover moving expenses, and comparing various lenders can help you get the best loan terms.
🗹 What to know about getting a personal loan after bank♉ruptcy
Bankruptcy can stay on your credit report for several years, but you can still 🗹get a personal loan with the right strategy.
What to know about auto l꧋oans🤪
Getting an auto loan doesn’t have to be a confusing or overwhelming experience. Here’s everything you need 🎶to know to get started.
What is credit card refinancinꦍg? ♋
Credit card refin⛄ancing can help you pay off high-interest credit card debt faster, but you must be able to qualify.
What is debt cꦗonsolidation?
ܫ Debt consolidation rolls multiple debts into a single account,𒊎 but it’s not right for everyone.
Using a homꦡe equity loan to pay off credit card debt
Paying off high-interest credit card debt with a home equity loan could help you get out of de🤪bt sooner, but it also puts your home at risk. ✱
13 tips for first-time home buyers ﷺ💛
Buying a home for the first time c🌊an seem like riding a financial and emotional roller coaster. To avoid the pitfalls, learn about down payments, mortgage lenders, associated costs, and...
First-time homebuyer down paym꧃ent strate💞gies, programs
While a 20% down payme🤪nt might be nice, you don’t need it to buy a home. You can take advantage of several loan options as well as down payment assistance...
Wha꧃t are the common uses for a personal 🍸loan?
A persoꦫnal loan can be used for a variety of reasons, including debt consolidation or an unexpected life event.