Christy Bieber
Background
Freelance writer since 2008 JD Degre𝓡e from UCLA Former College Instructor and Textbook Ghostwriter Christy Rakoczy has been working full-time as a freelance writer since 2008. Christy has written about all kinds of topics, but mostly focuses on personal finance and legal subjects. She has written blogs, news articles, SEO articles, textbooks, and online courses on the topics of law, finance, and history. Christy has a law degree from UCLA as well as a bachelor’s in English, Media and Communications from🔯 the University of Rochester. She currently splits her time between Florida and Pennsylvania and lives with her husband, two children, and beagle. Muckrack link: //muckrack.com/christy-rakoczy/articles
Latest Articles
Should I refinance my student loans? Pros and cons 🍎
Refinancing your student loans can reduce💟 your interest rate, but you'll need to consider other borrower benefits, too.
How to get your student loans 💧😼out of collections
When you don’t pay federal or private student loans, debtors will𒁏 come to collect. You could see your wages garnished or face other consequences when you have student loans in...
What to consid🌜er before borrowing a federal grad PLUS loan
Grad PLUS loans come with important federalꦡ student loan protections, but can be more expensive than other ♛options.
Student loan limits: Hoཧw much should I borrow?
൲ There are annual and lifetime borrowing limits for federal and private student loans. Private loans often have larger limits, allowing you to borrow up to the cost of attendance —...
๊ How to refinance graduate student loans in 5 steps
Refinancing gradu🍸ate student loanܫs could make sense if you have private loans and can reduce your interest rate — but you'll need to shop around for lenders to see if...
Gu🎃ide to student loan forgiveness for teachers ♉
There are several options for student loan forgiveness for teachers, including a special program exclusively for educators that can elimina𝓀te up to $17,500 of federal loans.
Fe𒐪deral student loans: 2023 guid𝔉e
Federa🧸l student loans offer many benefits that aren’❀t available in private student lending.
✃🐭 How to recertify income-based repayment
Failing to recertify your incom🎃e and family size can lead to significant consequences for your student loans.
𓆉 What happens if you miss a student loan payment? 💙
A missed student loan payment can damage your credit, result in late 🔯fees, and eventually lead to more serious consequences.
How to ge🅰t a lower student loan interest rate 🥂
Techniques to lower your student loan interest rate include refinanci♛ng student loans, signing up for autopay, and more. Find out your options.
Guide to 𒅌student loan forgiveness for nurses
Nurses of all certification levels may be eligible for student loan forgiveness ♔or repayment help, depending on the facility and location you work in.
Pay🧸 As You Earn: ho😼w it works and who qualifies
Pay As You Earn can significantly lower yﷺour student loan payments and even forꦬgive a portion of your debt, but not everyone is eligible.
🌳 Is student debt bad? How to evaluate your loans
Thos𝄹e who are debt-averse may believe that student debt is bad. But the reality is a lot more complicated, as education loans can improve your earni🥀ng power and increase your...
Best🌸 student loans for b🍬ad credit of December 2023
Federal student loans are the best student loans for bad credit. But you may have other options as well, including cosigned private loans. ෴
How to borrow﷽ student loans fo♎r DACA recipients
While DACA student loan🐟s are not available through the federal government, some private lenders offer loans to DACA students. 𒅌