Jacqueline DeMarco

Jacqueline DeMarco

Background

-Personal finance writer for 7+ years.

-Graduated cum laude from the University of California Irvine (Literary Journalism and Digital Art)

-Works with dozens of publications and brands to create financial content

Bio and experience

Jacqueline has worked with more than a dozen financial brands, including LendingTree, Credit Karma, Fundera, Chime, MagnifyMoney, Student Loan Hero, ValuePenguin, SoFi and Northwestern Mutual, providing thoughtful content to give readers insight into complex topics that they likely didn’t learn in school. When digging deep into financial research, a cup of tea or two usually helps keeps her going.

During college, Jacqueline interned at a retirement plan advisory firm and was tasked with creating a presentation on the importance of financial wellness. During her research into how money can affect our health, relationships and career, Jacqueline realized just how important financial education is.

Education

Jacqueline received a bachelor’s degree in Literary Journalism from the University of California Irvine. Social Media Links

//www.linkedin.com/in/jacquelinedemarco/

//www.instagram.com/jacquelinedemarco/

//muckrack.com/jacqueline-demarco

Latest Articles

 What to know about installmen𝐆t loans

 Installment loans🎀 are simply loans that you repay over time with monthly payments.

Credit 𝓡union p𒁃ersonal loans: what you need to know

Thinking of taking out a personal loan? Credit union personal loans often come with lower interest rates, but you’ll nee෴d toꦓ be a member to apply.

Can I qualify for a low-🐠income loan?

Low-income loans are personal loans offered by lenders who work with low-income borrowers. While you may qualify, you’ll likely get a higherඣ interest rate.

If I♕ make $50K a year, can I buyꦉ a house? 

It’s important to have a clear understanding of your monthly budget before you shop for mortgages. That way, you know how much you 𝓰can afford to spend on mortgage payments.

 What is compound interestཧ?

Compounding makes it possible to accrue interest on the ♑interest you earn with savings accounts, but it can be costly for your debt.

What you need to know before taking out an $80,0⛎00 loan  ༺

You can use a personal loan to help cover the costs of home repairs, a big vacation, or a varie🉐ty of expenses at once.

How to get a $20,000 persona🐈l༒ loan  

It’s still p🍌ossible to find a personal loan even if you don’t have a good credit score. But you’ll likely need to pay higher interest𓆏 fees.

Should you pay down debt or 💞save your money?

One of the main factors to consider when trying to decide between paying down debt or saving money is 🅠the interest rate associated with the debt.

Interest-free loans:𒁃 What to knꦉow 

Interest-free loans let you borrow money without pa💟ying𝓰 extra for it. But these loans usually come with strict terms and conditions.

HELOC vs. cash-out r൩efinance: what to know  𓆉

You can use a HELOC or a cash-out ref﷽inance to borrow against the equity in your home.

 How to get student loans for parents w𝓰ith bad credit

Parents with bad credit can start their search with federal parent PLUS loans, which generally ha﷽ve much lower interest ratꦑes than private student loans.