Lauren Ward
Background
Bio and Experience
-Seasoned writer covering personal finance for 10 years
-Mortgage and real estate expert
-Passionate about simplifying complex financial topics to help people make smart decisions
Education
Lauren earned a bachelor’s degree in Japanese Language from Georgetown University in Washington, DC.
Social
LinkedIn link:
//www.linkedin.com/in/lauren-ward-4ba56575/
Instagram link:
//www.instagram.com/writewithlauren/
Latest Articles
꧋ How to get a no-down-𓃲payment mortgage
No-down-payment mortgages help you buy a home ✤without paying any of the purchase price upfront. But you have to meet strict eligibility requirements to qualify.
Debt consolidation alternativꩲes
A personal loan isn’t the only option to consoꦗlidate your debt. Consider these alternatives.
Debt conso𝓰lidation vs. ban💟kruptcy
ꦯ Which is best depends oꦐn your credit score, income, assets, and other factors.
Per🌺sonal loan term length: Which should you choose?
❀ Consider over🐠all costs plus future expenses and changes to income.
⛦ When to refinance student loans
Refinancing your student loans is an important 🍬decision that requires careful consideration. He▨re are a few scenarios where it makes sense to refinance.
Adoption loans: 𓆏how to cover the cost of growing your🅺 family
An adoption loan lets you borrow mon🧔ey over a fixed period of time to cover the high costs of adoไpting a child.
🐓 Auto repair loans: financing options to consider
Using a personal loan for auto repairs can spread out the cost of those expenses over a set period with a fixed🀅 inter🍌est rate.
Debt consolidation vs. credit card refinancing: Wha🌃t’s the difference?
Debt consolidation anꩲd credit card refinancing are the same thing. Both options streamline your monthly payments at a potentially lower interest rate.
How to get a personal loan when you're self-employed
Expect to provide additional documents to verify your income when applyi🔴ng for a personal loan as a self-employed borrower.
🍌 🤪 How to consolidate private and federal student loans together
Consolidating your federal student loans can broaden some of your benefits, while a💫dd🍰ing private loans to the mix can end up costing you.
What is credit card debt consolidation? 🍌
Consolidating your credit card debt could help y𝄹ou pay off your balanc🦄e faster and at a lower interest rate.
How to qualify ✨for a jumbo loan
𒁃 Expect stricter qualification requirements when applying for a jumbo loan.
Cಞash-out refinance on an investment property:🍎 what to know
You can use the funds from a cash-out refinance on your investmen൲t property to make home improvements, consolidate debt, and more.
How to get o🔯ut of student loan debt: 7 options
Explore how to pay off your student loan debt faster s🌱o you can free up your cash flow and think about other financial goals.
What are prope꧃rty taxes?
Property taxes help fund public projects like schools and roa🅰ds, but can add a hefty sum to your mortgage payment 🐎each month.
📖 Best student loans for community college of Decembe♒r 2023
💟 Student loans can help cover gaps in financial aid♈ when attending community college.