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ź§… Todayā€™s best mortgage rate? 15-year terms | May 24, 2023

Borrowers should consider taking advantage of todayā€™s stable rates and lock in ahead of likely future iāœ¤ncreases.

Todayā€™s mortgage rates rise, 15-year terms stay lowest | May 23šŸø, 2023 ź§‚

šŸ­  Borrowers should take advantage of 15šŸŒ -year termsā€™ sub-6% rate amid climbing rates. 

 Todayā€™s best mortgage deal? 15ź©µ-year terms stay below 6% | May 22, 2023

Borrowers looking to save the most šŸ’Ÿon interest should consider shorter termšŸŒø loans.

ā™› Todayā€™s mortgage rates stay below 6% for shorter terms | May 1šŸ’Ÿ9, 2023

Borrowers should take advantage of todayā€™s slowing rates to lock in their preferred term ahead of likely increašŸ’§ses. ź¦¬

 Todayā€™s mortgašŸŒge rates stay low for 15-year terms | May. 18, 2023

ā™’Rates for 10-, 15-, and 20- year terms are below 6%, giving borrowers the opportunity to lock in interest savings.

Todayā€™s mortgage rates rise, but shorter termsšŸø stay low | May 17, 2023

ź§ƒ Although mortgage rates are on the rise, 15-year terms hold steady as the dayā€™s ā›„lowest rate.

šŸ’ÆFixed-rate HELOC: What it is and how it works ź¦

If interest rates are rising,š’ having a fixed-rź©µate HELOC could save you money while still giving you an open line of credit.

Todaź¦‰yā€™s best mortgage rate? 15-year terms stšŸ’›ay lowest | May 16, 2023

 Borrowers looking toź§ƒ lock in a rate below 6% should consider a 10- or 15-year term.

What is home equity?

Your home equity is the amount of ownership in your real estate property. A home equitš“„§y loan allows you to borrow funds using that equity as collateral.

Todayā€™s mortgagšŸ¦©e rates rise, but 3 terms stay below 6%šŸ¦© | May 15, 2023

BšŸ¦„orrowers looking to save the most on interest should consider todayā€™s rates for 15-year teršŸ…ŗms.

šŸ”ÆBest HELOC lenders of December 2023

ź¦¬ Shopź¦‘ping around and comparing the best HELOC lenders could save you money.

šŸ„‚ If I make $50K a year, can I buy a house? 

Itā€™s important to have a clear understanding ošŸ’–f your monthly budget before you shop for mortgages. That way, you know how much you can afford to spend on mortgage payments.

 Can I use my 401(k) for a down payment on a home purchšŸ¼ase?

It might be tempting to use your 401(k) to help with mortgagāœØe costs. But this can be expensive or even risky, so weigh your optionsšŸ”“ carefully.

Using a š’†™home equity loan to pay off crediļ·½t card debt

ź¦— šŸ’ Paying off high-interest credit card debt with a home equity loan could help you get out of debt sooner, but it also puts your home at risk.

šŸŒŒšŸ“ Home equity loans: what to know

Home equity loans are disbursed and can be used for almost any purpose, but donā€™t overlook the risksź¦. If you default on your loan, you could risk foreclosure. ź¦Æ

ź¦› First-time homebuyer down pašŸ’™yment strategies, programs

While a 20% down payment might be nice, you donā€™t need it to buy a home. YoušŸ¼ can take advantage of several loan options as well as down payment assistance...

How much will a $200,0šŸ­00 mortgage cost?

Learn all the costs associatedšŸƒ with a mortgage. There's more than just principal and interest.

šŸŽ How much will a $šŸŒŗ150,000 mortgage cost?

How much your $150,000 mortgage may cost will depend on several fź¦‰actors, such as your loan term, interest rate, and down payment amount.

How much will a $100,000 mortgage cosš”t?

A $100,000 mortgage loan comes with various up-front and long-term costs. Calculating these costs in advance can help you avoid unnecessary stress and financial risk. ā™‘

What to know about mortgage pre-approval š† 

Getting pre-approved for a mortgage shows that youā€™re a serious buyeą¼ŗr anā™”d gives you a realistic idea of what homes you can afford.